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Obamacare rate hikes in Cook County held in check by competition

Friday, December 12, 2014
Chicago Tribune
by Wes Venteicher

As health insurers compete for a second year on the federal marketplace in Illinois, Cook County residents are seeing relatively low rate increases and an array of options for 2015, a Tribune analysis shows.

But downstate, the picture is different: Residents face higher increases and have fewer options, but in many cases stand to save the most money by switching plans.

The Tribune analyzed monthly costs of the state's lowest-cost silver plans — the most popular category of plans sold on the Affordable Care Act's federal exchange for 2014 — to determine how much people could save by switching from 2014's cheapest silver plans to 2015's cheapest silver plans. Health plans sold on the federal exchange are arrayed in bronze, silver, gold and platinum categories.


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